Dear Members,

As I reflect on my time leading Maui County Federal Credit Union, I am filled with immense gratitude. Since stepping into this role in 1991, I have had the privilege of witnessing and guiding an incredible journey of growth, transformation, and service to our members.

When I first joined, we were a single-branch institution with nine dedicated employees serving 6,000 members. Today, we proudly operate three locations with a team of 70, serving over 20,000 members. This growth is not just measured in numbers but in the lives we’ve impacted—helping families buy homes, finance educations, and build financial security.

Over the years, we have expanded our offerings far beyond traditional savings and checking accounts. We introduced share certificates, rewards and cashback checking accounts, kids and teen savings programs, and a full suite of digital banking services. We’ve also empowered our members with access to auto loans, mortgages, HELOCs, credit cards, and safe deposit boxes—ensuring we meet their financial needs at every stage of life.

This journey has also included major milestones, such as building a new main office and Wailuku Branch to support our growing operations and undertaking a core processor conversion to modernize and enhance our services. Each step has been driven by our unwavering commitment to innovation and our dedication to serving our members with excellence.

As I prepare to retire, I do so with confidence in the bright future ahead. Our leadership team and staff are stronger than ever, ready to continue our mission of caring for our members' needs by providing services that encourage financial well-being. I have no doubt that the credit union will continue to thrive and evolve in ways that benefit both our members and our community.

To our board of directors, our incredible staff, and—most importantly— you, our members, thank you. Your trust, support, and belief in Maui County FCU have been the foundation of everything we have accomplished together. It has been an honor to serve as your CEO, and I look forward to seeing all that the future holds for this remarkable institution.

Thank you for your continued trust and support.
Gary Fukuroku
CEO & President