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Discover MCFCU

Grow your savings.

Earn more with share certificate

Let your savings grow for what matters to you — for that trip, that goal, or just some peace of mind.

No market risk. No long commitment.

Easily open a share certificate with a minimum of $1,000.00 in digital banking.

We're here wherever you are in life

Take control of your money

Finance your next big step

Plan for your future

  • 10-year draw period with a 20-year amortized repayment

  • Rates as low as 5.25% APR*

Home Equity Loans

Unlock your home’s potential

Use the equity in your home to consolidate high-interest debt, relieve your tuition costs or make home repairs.

Rates to help you save and spend

Auto Loans

as low as
4.5%
APR*

up to 84 months for new autos

Apply Now

HELOCs

as low as
5.25%
APR*

fixed for the first two years

Apply now

Share Certificates

earn up to
4.25%
APY*

terms from 6 - 60 months

Open an account

Malama Rewards Checking

earn up to
5.00%
APY*

on balances under $25,000

Open an account
  • Customize transaction notifications

Digital Banking

Banking wherever you are

With digital banking you can deposit checks, open a share certificate, monitor your credit score - and get it all done in record time.

Enroll in eDocuments

A quicker, more secure way to receive your statement, notices and tax forms.

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Mobile Check Deposit

Skip the trip to a branch and deposit checks with your smartphone camera.

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Automate your Bill Payments

Forget the reminders and send money to the companies you need to pay.

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Monitor your Credit Score

Easily access your credit score and set goals right in digital banking.

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People helping people

See all of the ways we love and help our community.

We're proud to support Feed My Sheep in helping to distribute fresh and nonperishable food to those in need in Kahului, serving about 200 families weekly.

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We volunteer monthly at Binhi At Ani Community Center to help prepare and deliver 250 nutritious hot meals for kupuna to ensure they don't miss vital lunches on weekends.

We proudly support Kapi‘olani Medical Center, the state’s only pediatric intensive care unit , through the Children's Miracle Network.

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We're dedicated to ensuring that no one in Maui County go hungry, and assit the Maui Food Bank in a variety of ways from banking food boxes and sorting donations, to hosting food drives.

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$200,000

Contribution from The Credit Unions of Maui to to Habitat for Humanity Maui to help with wildfire recovery efforts. This donation helps provide critical home repairs and rebuilding for families who lost everything in the fires.

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