A Smart Launch to Saving!

Open a Kids Club account for keiki 12 and younger, save money, and earn tokens that can be redeemed for prizes. Plus, refer a child for a new Kids Club account and get a FREE Yeti water bottle*!

Schedule a New Account Appointment

We believe in empowering our keiki with the tools they need for a bright financial future. Our Youth Accounts are designed to help kids and teens learn the importance of saving and managing money.

Invest in tomorrow, today with:

  • Early Financial Education: Teach your children the value of money with hands-on experience. Our youth accounts come with educational resources that make learning about finances fun and engaging!
  • No Monthly Fees: Enjoy peace of mind with no monthly maintenance fees, allowing your child’s savings to grow uninterrupted.
  • Parental Controls: Manage and monitor your child’s account with ease. Our online and mobile banking options give you real time control and transparency.
  • Rewards and Incentives: From birthday surprises to financial literacy tools, our youth account holders enjoy exclusive rewards that make saving money exciting.
  • Early Debit Card Access: Teen account holders are eligible to open a checking account with debit card.

To open a kids club account, schedule an appointment to open a new account online for a location, date and time that works for you.

Kids Club benefits include:

  • Free Maui County FCU piggy bank
  • A token for every $10 deposited up to $50 per day**
  • Redeem tokens for prizes at any location**
  • Rewards for good grades: $1 per ME or A up to $5 per quarter, deposited into their account. (Report cards will be accepted for the most recent grading period, within one month of the report card date. Progress reports are not eligible).
  • Double tokens (up to 10 tokens) for your birthday**
  • Free coin machine access

What you'll need to open a Kids Club Account

To open up a Kids Club, parent or guardian must provide their child’s original Social Security card and original birth certificate at account opening. Birth certificate not required if child has an valid unexpired government issued ID (driver’s license or state ID).

 

* Offer runs from April 1 - June 30, 2025 while supplies last. Minimum opening deposit of $5. Earn interest on balances of over $100 (see rates). For referring member for a new Kids Club choice of 12oz or 18oz water bottle. 

** Kids Club member must be present to receive and redeem tokens.