Share Draft Accounts (Checking)- see rates page

          * Earn Interest
          * No Monthly Service Charge
          * No Minimum Balance
          * Free Checks (with direct deposit, or 55 and above)
          * Free Visa Check Card
          * Free ATM Card
          * NO SURCHARGE ATM Service!
 
     Hoku Iki Club for Keiki
          * 12 and under
          * Free Piggy Bank
          * Free Passbook
          * Free Stickers when making deposits
          * Special Gift on your Birthday!

     Malama Rewards Checking -  earn 0.50% APY on your checking if you
          * Sign-up foe estatements
          * Have ACH Direct Deposit or ACH Debit
          * Do 10 non-PIN debit card transactions per month
          * ...more info

     Regular Share Accounts -see rates page
     IRA Accounts-see rates page
     Share Certificates-see rates page
     Christmas Club-see rates page

(808) 244-7968 or (800) 783-6597

Refer to our Rates page for current rates.

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• Life Savings Insurance

• Renewable Credit Disability Insurance

• Accidental Death & Dismemberment Insurance

• Group Discounts on Automobile Insurance

• Discounted AAA Hawaii Membership

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