| Loan Products |
|
Loan Type
|
Conditions
|
Approximate Term
|
Annual Percentage Rate
|
| Share-Secured Loan |
100% Share Secured |
up to 5-years
|
2.00% |
| |
" " |
5-years (+) to 10-years
|
2.50% |
|
Repayment Example
|
| New Auto Loan as low as |
3.00%* |
| Used Auto Loan as low as |
3.50%* |
| *The rate stated is based on an evaluation of applicant credit, auto payment, and loan and collateral protection. Your actual rate may vary. |
|
Repayment Example
|
| Personal Loan as low as |
7.00%** |
| **The rates stated are based on an evaluation of applicant credit and auto payment. Your actual rate may vary. |
|
Repayment Example
|
| Consolidation Loan as low as |
8.50%** |
| **The rates stated are based on an evaluation of applicant credit and auto payment. Your actual rate may vary. |
|
Repayment Example
|
| Overdraft Protection |
up to $2,500 |
Revolving |
14%
|
| Loan advances done in $50.00 increments. Monthly payment for loan balances up to $1,500.00 is $50.00. Monthly payment for loan balances from $1,500.01 to $2,500.00 is $100.00. $2,500.00 maximum loan amount. |
|
Repayment Example
|
| Mortgage Loans (Portfolio) |
Rate |
Points |
APR |
Monthly Payment |
| 5/1/30 ARM |
4.500% |
0.00 |
4.530% |
$506.68*** |
| 10 yr fix rate/10 yr term |
3.750% |
0.00 |
3.872% |
$1,000.61*** |
| 15 yr fix rate/15 yr term |
3.999% |
0.00 |
4.077% |
$739.18*** |
| 30 yr fix rate/30 yr term |
6.000% |
0.00 |
6.100% |
$599.55*** |
| Home Equity Loan |
4.000% |
0.00 |
4.000% |
-- |
|
|
|
|
|
| Mortgage Loans (Conventional Fixed) |
|
|
|
|
| 30 Year Fixed |
3.375% |
2.00 |
3.417% |
$442.09*** |
| 30 Year Fixed |
3.500% |
1.00 |
3.543% |
$449.04*** |
| 30 Year Fixed |
3.750% |
0.00 |
3.794% |
$463.11*** |
| 15 Year Fixed |
2.625% |
2.00 |
2.696% |
$672.68*** |
| 15 Year Fixed |
2.750% |
1.00 |
2.822% |
$678.62*** |
| 15 Year Fixed |
3.000% |
0.00 |
3.074% |
$690.58*** |
| ***Payments based on $100,000 loan amount |
| Click Here to Apply for a Mortgage Loan |
|
| |
Rates are updated weekly and are subject to change without notice. Rates and terms may vary based on credit history, loan-to-value ratio, financial condition of applicant, and condition of collateral. Rates are subject to change and are dependent upon borrower qualification (maximum LTV 70% for HELOC’s, maximum LTV 80% for refinances and purchase transactions) and satisfactory appraisal. The above is not an advertisement of rate as determined by Regulation Z, nor an offer for lock-in. Other terms and conditions may apply. |
|
| |
|
|
10.25% |
| |
Rates on this page are current as of 09/01/2012; and are subject to change at any time without notice. Contact us for applicable rates after this date. (808) 244-7968 |
|
| MCFCU Fee Schedule |
Fee Schedule
|
